FAQ about dry rot

All your dry rot questions answered here


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Below are some of the most commonly asked questions regarding dry rot. Click to reveal the answers.

Q1: How quickly does Dry rot spread?

Q2: What Dry Rot insurance do you offer?

Q3: Is dry rot a mushroom?

Q4: Is dry rot covered by insurance?

Q5: Is dry rot bad for your health?

Q1: How quickly does Dry rot spread?

Unfortunately the five key components to start a dry rot infestation are present in the majority of houses in the UK - dry rot spores, suitable temperature, food source, water and oxygen. However, it really depends on how favourable these conditions are for dry rot to grow and spread. The more favourable the quicker dry rot can spread.

Learn more about dry rot

Q2: What Dry Rot insurance do you offer?

Unfortunately, we do not offer dry rot insurance. We do, however, provide a 20 year guarantee for dry rot works that can be fully backed up through the Guaranteed Protection Issuance (GPI). You can learn more about our dry rot repair guarantee by clicking the link below.

Wise property repair guarantee

Q3: Is dry rot a mushroom?

No, dry rot is not a mushroom, however, its appearance during the Fruiting Body stage of its lifecycle can resemble the look of a mushroom. Dry rot is fungal decay that causes damage to the timber of a property that can weaken the structure of a building.

Dry rot life cycle explained

Q4: Is dry rot covered by insurance?

Unfortunately, there is not a clear cut answer on this. Different insurance policies cover different aspects of repair to a property. We have, however, contacted five well known home insurance providers in the UK (John Lewis, Hiscox, Churchill, More Than and M&S). For the five well known insurers, dry rot was widely regarded as a wear and tear issue, therefore not covered by their standard building insurance policies. However, we would advise you to check with your insurance provider.

Q5: Is dry rot bad for your health?

Dry rot spores on their own are not a health risk. However, it does indicate an underlying damp problem or excessive moisture within the property which can potentially be bad for your health.

Dry rot explained

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More information about dry rot

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